Report
Dallas, Texas. Prepared for the owner reading it.

The line between a contractor and an employee

This is the decision owners most want a quick answer to, and it is the one where a quick answer costs the most.

Finding 01It is not up to either of you

Whether somebody is an employee is decided by how the work actually happens, not by what the agreement says and not by what suits both of you. A signed contractor agreement does not make somebody a contractor, and a handshake does not make somebody an employee.

Finding 02The question underneath is control

Who decides when the work happens, how it gets done and with whose tools? Can the person work for anybody else while they work for you? Is the arrangement open ended, or tied to a defined piece of work with an end to it?

Those answers point one way or the other long before any form does, and they are the answers anybody reviewing it later will be looking at.

Finding 03What it costs to get wrong

If somebody should have been on the payroll and was not, the bill is the tax that should have been withheld, the employer side that was never paid, and penalties on top of both. It usually comes to light when the person files for unemployment, which is the moment you have least control over.

Finding 04The honest version

Plenty of genuine contractors exist and paying them is simple. The trouble comes from calling somebody a contractor because payroll felt like a hassle. If the hassle is the only reason, the answer is to set payroll up and stop worrying about it.

Setup list, shape only
Providerchosen by you, run by you
First hireset up in the file
Owner wageits own setup item
Due datesyoursvisible, still yours
The shape of a setup list. The rows are generic and no client's figures are on it.

Finding 05What would come back to you

A straight answer for each person, the reasoning written beside it, and what to do about anybody who has been treated the wrong way so far.

The rows above are the shape of that list, with nobody's names on them.

Finding 06Payday stays on your side

Putting payroll in place is ordinary work and there's no CPA license at this desk. Assurance reports, audits, reviews and compilations stay with a firm that holds one.

We also don't run payday from here, and that's deliberate rather than a gap. The provider is yours, the login is yours, and the button is yours. If a bank wants a signed statement, you'll hear that before any calendar gets discussed. The longer version is on the disclosures page.

Source. The reserved-report rules at Texas Occupations Code sections 901.451, 901.453 and 901.456, read 29 September 2026 while writing about payroll setup.

Finding 07Why this gets decided better with the return in view

The classification changes the deduction, the filings, the insurance and what has to go out at year end. Deciding it on its own and finding the rest out in March is the expensive order to do it in.

Breadth is one desk holding the payroll, the books and the return, so the answer is given once and everything downstream follows it. Height is the read that prices the decision before it is made rather than after.

Finding 08What people say by the end of this page

I wanted a yes or a no. What I actually wanted was somebody to tell me what the wrong answer would cost.

Finding 10What people read next

Finding 09Tell us where payday stands

Before the first hire, or after a year of guessing, either one is enough to start.

You will be talking to the Steven Palmieri practice.